Best Crypto Tax Software in 2025: Koinly, CoinTracker, ZenLedger, CoinLedger, Accointing
Updated October 2025
Filing crypto taxes in 2025 often involves spot trades, staking rewards, NFTs, DEX swaps, and bridging. The right software converts messy API pulls and CSVs into clean Form 8949 and Schedule D with an audit trail.
New to the rules? Start with our US Crypto Tax Laws guide, then use this comparison to choose the right tool.
Top 5 Crypto Tax Tools Compared
At a glance you want broad exchange and wallet coverage, reliable DeFi and NFT parsing, and exports that match IRS requirements. Useful references: IRS Form 8949, IRS Schedule D, and IRS Digital Assets.
| Product | DeFi & NFT | Integrations | Derivatives | Reports | Best for |
|---|---|---|---|---|---|
| Koinly | Strong EVM, consistent gas attribution | Wide CEX + wallet coverage | Venue dependent | 8949, D, audit log | Balanced price vs features |
| CoinTracker | Good DeFi and NFT tracking | Very broad integrations | Good | 8949, D, portfolio | Mobile-first users |
| CoinLedger | Good EVM, basic elsewhere | Main CEX and wallets | Basic | 8949, D, TurboTax export | Budget filers |
| Accointing | Moderate DeFi and NFT | Popular CEX + wallets | Basic | 8949, D, performance | Portfolio + tax in one |
| ZenLedger | Strong DeFi, NFT and audit logs | Broad integrations | Good | 8949, D, loss harvesting | High volume and CPA review |
Hands-On Reviews: What We Found in 2025
We ran identical datasets through each platform: CSV exports from Binance, Coinbase, and Kraken, plus wallet imports from MetaMask for EVM chains. Each set included DeFi swaps, staking rewards, NFT mints, and wrapped-asset conversions. Notes below reflect our direct outcomes and reconciliation effort.
Koinly consistently attributed gas to the correct legs on Uniswap and Curve trades and surfaced unlinked deposits without auto-deleting them, which helped with cross-chain bridges. NFT royalties on some OpenSea sales needed manual checks, but EVM basis logic held up. TurboTax exports were straightforward in our test run.
Accurate gas and fee tracking on EVM, strong reconciliation and broad integrations. Minor royalty edge-cases.
Pros
- Gas attribution matched chain records in our tests
- Wide exchange and wallet coverage
- Clean 8949 and Schedule D exports
- Helpful reconciliation panel
Cons
- NFT royalties sometimes require manual review
- Solana imports can lag at peak times
CoinTracker’s mobile app was the quickest to verify staking income on the go. DeFi parsing covered ETH, Polygon, and Arbitrum. Some bridged assets from Solana needed edits. TurboTax and TaxAct exports were among the cleanest we generated.
Excellent mobile experience and strong DeFi support. Some bridges need manual basis edits.
Pros
- Fast mobile portfolio and income checks
- Good DeFi coverage across major L2s
- FIFO, HIFO, SpecID options
- Clean third-party tax integrations
Cons
- Bridged assets can need reclassification
- Manual lot edits limited on mobile
CoinLedger processed a 1,200-row dataset in under a minute and correctly identified duplicate swaps. NFT categorization was basic and multi-send gas was occasionally double-counted until we adjusted classifications.
Fast imports with clear guidance. Best for CEX-centric users who want simple 8949 exports.
Pros
- Quick processing and responsive UI
- Transparent pricing tiers
- TurboTax-ready exports
Cons
- Limited NFT categorization
- Basic DeFi features
Accointing’s portfolio view was helpful for year-round tracking. It handled DEX swaps well but occasionally misclassified staking income on minor chains. Loss harvesting previews were useful for active traders.
Solid one-stop portfolio plus tax. Watch minor-chain staking classifications.
Pros
- Good portfolio and tax visualization
- Fast CSV import and sync
- US and international filing formats
Cons
- Occasional staking misclassification
- Mobile UI feels dated
ZenLedger’s audit trail was the most granular in our test. Lots included timestamped chain verification across Arbitrum and Base. Concierge review is useful, but upper tiers get pricey for heavy traders.
Most detailed audit exports we generated. Accurate multi-chain basis. Pricing climbs at top tiers.
Pros
- Granular audit trails with lot timestamps
- Accurate multi-chain reconciliation
- CPA concierge available
Cons
- Upper tiers are expensive
- Interface can slow under very large datasets
Pricing and Value Summary
Public pricing moves during tax season. The ranges below reflect typical October 2025 rates we observed. Choose based on data sources, DeFi depth, and whether you want concierge help or portfolio features.
| Product | Typical Price Tiers | Good Value If | Watch Outs |
|---|---|---|---|
| Koinly | $0 to $279 per year | Mixed CEX + light to moderate DeFi, clean 8949 exports | NFT royalties may need checks |
| CoinTracker | $0 to $599 per year | You want strong mobile tracking | Bridged assets can need edits |
| CoinLedger | $49 to $299 per year | Budget focused, mainly CEX | Basic NFT and DeFi coverage |
| Accointing | $0 to $299 per year | You want portfolio visuals + tax | Minor chain staking reclass needed |
| ZenLedger | $0 to $999 per year | You value CPA review and audit trails | Upper tiers get expensive |
How to choose the right tool
- List your data sources first. Count exchanges, wallets, and chains. Mostly CEX with occasional DeFi usually favors Koinly or CoinLedger.
- Check DeFi depth. Heavy DEX, LP positions, or bridging benefit from Koinly, CoinTracker, or ZenLedger.
- Portfolio vs pure tax. If you want daily performance plus tax, consider CoinTracker or Accointing.
- Audit comfort. Prefer a human review? ZenLedger’s concierge helps. Always archive your exports and audit logs.
Workflow and integration steps
- Export and label your data. Pull CSVs from every exchange and wallet. Include staking, margin, and NFT activity. See our walkthrough to Export Transactions for Form 8949.
- Connect APIs where stable. Use read-only API keys. Map CSV headers to each platform’s template.
- Reconcile. Fix missing cost basis, classify wrapped assets, mark spam airdrops as ignore. This reduces 8949 mismatches.
- Pick a basis method. FIFO or HIFO are common. Apply it consistently year to year. See IRS guidance on digital assets.
- Generate reports and archive. Export Form 8949, Schedule D, and the audit log. Store raw CSVs, PDFs, and reconciliation notes.
FAQ
What basis method should I use for crypto taxes?
There is no universal best choice. FIFO is simple and easy to audit. HIFO can reduce gains but requires reliable lot tracking. Choose one method and apply it consistently. Your software should document the selection on reports.
Do these tools handle NFTs correctly?
They handle the basics. Koinly and CoinTracker tracked NFT purchase and sale prices with gas attribution on EVM chains in our tests. Royalties and some non-EVM chains may require manual review. Always verify cost basis and adjust if metadata suggests bundled mints.
How should I handle bridging and wrapped assets?
If you maintain beneficial ownership, treat bridges and wraps as non-taxable transfers, then track basis on the destination chain. Tools often detect duplicates across chains, but review unlinked deposits and mark them correctly.
Which reports should I keep?
Export Form 8949, Schedule D, and the software’s audit log. Keep raw CSVs, API snapshots if available, and a brief note of classification choices. Archive everything in a dated folder per tax year.
Can I file with missing cost basis warnings?
It is risky. Missing basis often overstates gains. Use reconciliation features to link inbound transfers, assign costs, or ignore spam airdrops before finalizing 8949.
Helpful references: IRS Form 8949 and IRS Schedule D.
