Crypto Tax Software Compared (2025): CSV, DeFi & Pricing
Filing crypto taxes in 2025 means wrangling spot trades, staking, NFTs, and DeFi. The right software turns exchange CSVs and wallet activity into clean Form 8949 and Schedule D outputs. This review compares the leading tools by exchange/wallet coverage, DeFi/NFT support, accuracy, and price—so you can file confidently and avoid painful audits.
New to the rules? Start with our US Crypto Tax Laws guide, then use this comparison to pick your software.
What actually matters for crypto tax tools
- Data ingestion: Direct API + reliable CSV templates for major exchanges and self-custody wallets.
- DeFi/NFT coverage: On-chain decoders for DEX trades, liquidity pool entries/exits, staking rewards, and NFT mints/sales (with gas basis).
- Cost basis methods: FIFO, LIFO, HIFO, SpecID; consistent lot selection and adjustments (wash rules where applicable).
- Outputs: Clean Form 8949, Schedule D, and audit logs. (IRS references: Form 8949, Schedule D.)
- Reconciliation: Tools to fix missing cost basis, duplicates, and spam airdrops.
- Privacy & retention: Transparent data handling; downloadable local reports.
Top crypto tax software (2025 comparison)
Product | Price (retail)* | Integrations | DeFi/NFT | Derivatives/Margin | Outputs | Best For |
---|---|---|---|---|---|---|
Koinly | $0–$279/yr | Wide CEX list, wallets, APIs | Strong (ETH/EVM, BTC ordinals basics) | Good (per-venue) | 8949, D, country variants, audit log | Most users with mixed CEX + light DeFi |
CoinTracker | $0–$599/yr | Very broad; solid mobile app | Good; NFT cost basis & gas | Good | 8949, D; portfolio tracking | Hands-off tracking + filing |
CoinLedger | $49–$299/yr | Main CEX + wallets; easy CSVs | Good for EVM; basics elsewhere | Basic | 8949, D, TurboTax export | Budget filers with simple flows |
Accointing | $0–$299/yr | Popular CEX/wallets | Moderate | Basic | 8949, D; performance reports | Casual traders |
ZenLedger | $0–$999/yr | Broad CEX/wallets | Strong; NFT support | Good | 8949, D; tax-loss harvesting | High-volume & pro help options |
*Retail ranges shown; promos vary. We do not sell or endorse any vendor—use our criteria above to choose.
Best picks by use case
- Best overall (balanced features & price): Koinly
- Best for heavy DeFi/NFT + mobile tracking: CoinTracker
- Best budget for mostly CEX spot trading: CoinLedger
- Best for high-volume traders needing concierge: ZenLedger
Regardless of tool, document your method (FIFO/HIFO etc.) and keep exports. See IRS digital assets hub for current guidance: IRS: Digital Assets.
Fast workflow: CSV/API to Form 8949
- Export everything from your exchanges/wallets (spot, margin, futures, staking/NFT CSVs). See our step-by-step: Export transactions for Form 8949.
- Import via API where stable; use tool-specific CSV templates to fix headers (dates, fees, tx IDs).
- Reconcile missing cost basis and duplicates; tag spam airdrops as “ignore.”
- Select basis method (e.g., FIFO); generate Form 8949 + Schedule D.
- Archive raw CSVs, generated reports, and an audit log.
FAQ
Which basis method is best?
No single “best.” Many US filers use FIFO or HIFO consistently year to year. Specific-ID requires good lot records.
Will software auto-classify everything?
No. DeFi/NFT edge cases still need manual review (wrapping tokens, LP share accounting, bridged assets).
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